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	<title>Reverse Mortgage Smart</title>
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	<description>Reverse Mortgage Information - Pros and Cons of Reverse Mortgages</description>
	<pubDate>Fri, 10 Oct 2008 00:49:42 +0000</pubDate>
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		<title>Reverse Mortgage Calculator</title>
		<link>http://www.reversemortgagesmart.com/reverse-mortgage-calculator-11</link>
		<comments>http://www.reversemortgagesmart.com/reverse-mortgage-calculator-11#comments</comments>
		<pubDate>Tue, 30 Sep 2008 02:26:30 +0000</pubDate>
		<dc:creator>Reverse Mortgage</dc:creator>
		
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		<description><![CDATA[There are several factors that impact how much you can qualify for when you get a reverse mortgage.
The main factors are the age of the borrower (or youngest borrower if there is more than one), the interest rate of the reverse mortgage, and the appraised value of the home.
Generally speaking, the older you are, the [...]]]></description>
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		<title>HUD / FHA / HECM Reverse Mortgage Info</title>
		<link>http://www.reversemortgagesmart.com/hud-fha-hecm-reverse-mortgage-info-9</link>
		<comments>http://www.reversemortgagesmart.com/hud-fha-hecm-reverse-mortgage-info-9#comments</comments>
		<pubDate>Tue, 30 Sep 2008 02:24:04 +0000</pubDate>
		<dc:creator>Reverse Mortgage</dc:creator>
		
		<category><![CDATA[Reverse Mortgage]]></category>

		<category><![CDATA[counseling]]></category>

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		<description><![CDATA[A Home Equity Conversion Mortgage (HECM) is a reverse mortgage made by a lender or bank, insured by the Federal Housing Administration (FHA).  Approximately 90% of reverse mortgages made are HECM reverse mortgages.
HECM reverse mortgages can be used by borrowers at least 62 years of age to convert the equity in their home into [...]]]></description>
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		<title>Reverse Mortgage Information: Pros and Cons</title>
		<link>http://www.reversemortgagesmart.com/reverse-mortgage-information-pros-and-cons-7</link>
		<comments>http://www.reversemortgagesmart.com/reverse-mortgage-information-pros-and-cons-7#comments</comments>
		<pubDate>Tue, 30 Sep 2008 02:21:42 +0000</pubDate>
		<dc:creator>Reverse Mortgage</dc:creator>
		
		<category><![CDATA[Reverse Mortgage]]></category>

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		<description><![CDATA[There are several pros and cons to a reverse mortgage.
Reverse Mortgage Pros:
The borrower is not required to make any monthly payments.
There is a variety of methods for the homeowner to receive funds from the lender.  These include a lump sum cash payment, monthly payments for a fixed period of time, monthly payments until the [...]]]></description>
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		<title>What Are the Requirements for a Reverse Mortgage?</title>
		<link>http://www.reversemortgagesmart.com/what-are-the-requirements-for-a-reverse-mortgage-5</link>
		<comments>http://www.reversemortgagesmart.com/what-are-the-requirements-for-a-reverse-mortgage-5#comments</comments>
		<pubDate>Tue, 30 Sep 2008 02:18:23 +0000</pubDate>
		<dc:creator>Reverse Mortgage</dc:creator>
		
		<category><![CDATA[Reverse Mortgage]]></category>

		<category><![CDATA[counseling]]></category>

		<category><![CDATA[eligibility]]></category>

		<category><![CDATA[HUD]]></category>

		<category><![CDATA[requirements]]></category>

		<category><![CDATA[seniors]]></category>

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		<description><![CDATA[A homeowner must be at least 62 years of age to obtain a reverse mortgage.  If more than one person is on the title (such as two spouses), both must be at least 62 years of age to qualify.
There are no income, medical, or credit requirements for a borrower to receive a reverse mortgage.
Reverse [...]]]></description>
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		<title>What is a Reverse Mortgage?</title>
		<link>http://www.reversemortgagesmart.com/what-is-a-reverse-mortgage-3</link>
		<comments>http://www.reversemortgagesmart.com/what-is-a-reverse-mortgage-3#comments</comments>
		<pubDate>Tue, 30 Sep 2008 02:05:42 +0000</pubDate>
		<dc:creator>Reverse Mortgage</dc:creator>
		
		<category><![CDATA[Reverse Mortgage]]></category>

		<category><![CDATA[hecm]]></category>

		<category><![CDATA[what is a reverse mortgage]]></category>

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		<description><![CDATA[A reverse mortgage is designed to allow seniors to draw on the equity in their homes, converting their home equity into cash.
With a regular conventional mortgage, you make payments to the lender.  With a reverse mortgage, the lender makes payments to you.
There are three different options for receiving your cash.  A homeowner can [...]]]></description>
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